#51 Why Buy The Whole Cow?
Welcome back to the vault! This week, we’re slicing up the financial world like a cheap pizza—starting with why you don’t need a fat wallet to own a piece of the giants, followed by a trip through the "cows to cash" history books.
We’ll also be debating whether TikTok fame pays more than a YouTube grind and exploring how to turn your real estate dreams into bite-sized tokens.
Stick around, because by the end of this, you’ll realize that "not having enough money" is officially the world's worst excuse for not investing.
Fractional Shares: Because Who Eats the Whole Cow?
Ever stared at a stock price and thought, “$330 for one share of Visa? Guess I’ll just buy… groceries instead.” Well, let me introduce you to the magic of fractional shares.
Fractional shares are exactly what they sound like — you don’t need to buy a whole share, you can buy a slice.
Think of it like ordering pizza: you don’t have to eat the entire pie, you can just grab a slice and still enjoy the flavor.
This idea started gaining traction when brokerages realized people wanted to invest in big names (Apple, Amazon, Visa) without needing a big wallet.
So they said, “Fine, let folks buy fractions.” And voilà — investing became way more accessible.
Take my Visa example: I allocated $200 to Visa stock, which was trading at $336.168 when I bought it. That got me 0.5939 of a share.
When the market price went up, my market value (MV) went up too. My $200 grew just as happily as the guy who bought 1,000 shares.
Simple math, simple joy.
So really, there’s no excuse to say, “I only have $200… or even $50… how to invest?” Because with fractional shares, you can start anywhere.
Other fun slices I own:
- 10.496 shares of TQQQ — that’s the ProShares UltraPro QQQ ETF, a triple‑leveraged fund that rides the Nasdaq like it’s on a rollercoaster.
- 5.0677 shares of VOO — Vanguard’s S&P 500 ETF, the calm, steady “index fund uncle” that just tracks the market.
See the pattern? Whether it’s a thrill ride like TQQQ or a steady jog with VOO, I just allocate a set amount (say $200 per stock) and let fractional shares do the heavy lifting.
So next time someone says, “I can’t invest, I don’t have thousands lying around,” just smile and tell them: “Buddy, you don’t need the whole cow to enjoy a steak. Fractional shares exist.”
Mindfulness & Money: Mastering Emotions in Financial Decisions
🧘 Your bank account reflects your emotional state more than you think. Learn how to stop stress-spending, calm your nerves during market dips, and stop financially self-soothing with online shopping.
Multiple Income Streams: Why One Paycheck Isn’t Enough
🎣 Relying on a single salary is like trusting one Wi-Fi bar during a Zoom call. Discover practical ways to build backup income so one bad month doesn’t ruin your entire mood.
Invest in Big Stocks With Small Money
🍕 No yacht money? No problem. This guide shows how fractional shares let you own slices of global giants without needing rich parents, insider tips, or a suspicious side hustle.
YouTube vs TikTok: Which Platform Pays Creators More?
🤳 One platform rewards patience and storytelling, the other rewards chaos and dances. We break down where the real money comes from—and where you’re just working for vibes.
Real Estate Tokenization: Property Investing Made Fractional
🏢 Can’t buy a building? Same. Learn how tokenized real estate lets you own a digital “brick” without dealing with tenants, toilets, or surprise repair bills.
🎬MONEY TALKS
A guide to having the "awkward conversation" about cash without ending up in a silent standoff over the dinner table.
🎯 The Big Idea: Financial intimacy is just as important as physical intimacy; the book teaches you how to break the "money taboo" and communicate effectively with partners and family.
💡 Why It Matters: Most people would rather talk about their deepest secrets than their credit score, which is exactly why so many relationships end up in the financial ICU.
🚀 Action Step: Pick a "Money Date" this week with your partner—no judgment allowed—and just talk about your biggest financial fear while eating comfort food.
🔥 Hot Take: This book is basically couples therapy, but instead of talking about your mother, you talk about why you spent $200 on a vintage toaster.
From Herds to Wealth: Cows Are Assets
Long before Wall Street, "capital" literally meant "head" of cattle. Cows were the original self-multiplying asset—they provided milk, labor, and, most importantly, more cows through biological interest.
True wealth comes from owning assets that produce more assets. Whether it's a cow or a dividend stock, focus on "herds" that grow while you’re busy doing other things.
I used to think I had to be “rich” before I could start investing, so I sat on the sidelines for years, staring at expensive stocks like a kid outside a candy store with only a nickel.
Once I realised I could buy a slice instead of the whole cow, everything changed.
The best time to start was 20 years ago.
The second best time is right now—whether that’s buying fractional shares or simply becoming more mindful with money, even if you’re starting with just a tiny twig.
P.S. Some links in here are affiliate links for tools and wealth-building products I personally use and love. If you snag something through one of them, you'd score a sweet deal and I'd get a perk—at no extra cost to you. Thanks for helping to keep the potpourri fresh!🍃