#45 Money Habits, Millionaire Vibes
Markets are bleeding red, creators want faster paychecks, “passive” income isn’t so passive, and even your penny jar could hide a fortune.
From Buffett’s patience to Scarface’s cautionary tale, this issue turns chaos, myths, and surprises into practical wealth lessons.
The Ballad of the Bleeding Portfolio
The market went full tomato mode recently — stocks red, crypto red, my face also red.
My portfolio took a hit, but luckily it’s all paper losses… which means I haven’t actually lost anything unless I start panicking and pressing random sell buttons at 3 a.m.
I reminded myself of my favourite rule: long-term investors don’t freak out; they snack and stay invested.
Markets move in cycles. Today it dips, tomorrow it behaves, and one day it might even make us proud.
As long as the long-term direction is intact, the short-term chaos is just noise.
Yes, my charts looked like they needed CPR, but I didn’t do anything dramatic.
I simply reviewed my positions, took a deep breath, maybe two, and reminded myself that every successful investor has lived through dips way scarier than this.
Like Buffett said, “The stock market is a device for transferring money from the impatient to the patient.” So I’m choosing to stay patient but in a strategic way.
To those in the same shoes: I see you. It’s tough watching your portfolio bleed, especially when you’ve done your homework and believed in your picks. But this is part of the journey — not a failure, just a chapter. You’re not alone, and you’re not doing it wrong.
And for those who haven’t started investing yet: Don’t let this scare you off. Volatility is real, but so is growth. What you can pick up now — even before you invest — is the mindset. Learn how to read market cycles, understand risk, and build emotional resilience. These are the muscles that matter most.
So whether you’re holding, learning, or just observing — you’re already doing something powerful. Keep going.
12 Smart Money Habits of Financially Successful People
📊Think rich people are just lucky? Think again. These habits—like automating decisions and ignoring lifestyle inflation—are the real reason they stay ahead of the financial curve.
How Creators Can Get Paid Faster
⏳ Creators are generating billions—but still waiting months to get paid. Discover how fintech is rewriting the rules and giving influencers instant access to their earnings.
Is Copy Trading Profitable? Top Pros and Cons Listed
📈 Want to trade like a pro without lifting a finger? Copy trading might be your shortcut—but beware: when your “expert” loses, you lose too. Here’s what you need to know.
The Truth About Passive Income | Is it Really Passive?
💤 Earning while you sleep sounds dreamy—but is it real? This myth-busting guide reveals why “passive” income often requires active hustle upfront.
Global Property Expo: Your Next Home Might Be Abroad
🏠 Thinking of buying in Tokyo or London? This expo shows how Singaporeans are diversifying globally—and what you need to know about foreign taxes and ownership laws.
Investing Newsletter for people who are looking for a faster retirement. The goal is to make a better return investing in blue chip companies.
🎬 SCARFACE
Al Pacino’s Tony Montana rises fast and falls brutally, while Michelle Pfeiffer’s Elvira embodies toxic glamour—together, a cautionary tale of unchecked greed, reckless ambition, and wealth without discipline or emotional intelligence.
🎯 The Big Idea: Greed, unchecked, leads to ruin. Scarface isn’t a financial blueprint—it’s a cautionary tale of fast, reckless wealth and its fallout.
💡 Why It Matters: In the real world, this is a cautionary tale about risk tolerance and knowing your limit. Tony's fatal flaw wasn't ambition; it was a total breakdown of risk management and a failure to diversify his assets.
🚀 Action Step: Re-evaluate your risk profile. Are you taking "Tony Montana" risks (all-in, no exit plan) or "Warren Buffett" risks (calculated, long-term, and mostly boring)? Choose Buffett.
🔥 Hot Take: The movie feels like a warning about the dangers of FOMO and chasing fast money. Say hello to my little low-fee index fund!
Your Penny Jar Might Be a Secret Auction House!
What if spare change was worth thousands? Rare minting errors can turn ordinary pennies into hidden treasures.
Could tiny daily choices build your fortune? Saving a few dollars or spotting rare coins lays the foundation for lasting wealth.
When I first started, I was terrified of checking my bank balance, let alone a stock chart.
The whole world of 'wealth' felt like a secret club I wasn't cool enough to join.
But here's what I learned: wealth building is less about complex math and more about simple habits repeated consistently.
P.S. Some links in here are affiliate links for tools and wealth-building products I personally use and love. If you snag something through one of them, you'd score a sweet deal and I'd get a perk—at no extra cost to you. Thanks for helping to keep the potpourri fresh!🍃