#42 Behavior Builds Your Fortune
Ever feel like you’re juggling flaming calculators while sprinting uphill?
Between jobs, side hustles, investments, and the endless “maybe I should try this too,” it’s easy to get overwhelmed.
This issue is all about discovering what works: from mastering your money mindset, exploring multiple income streams, and learning from tiny YouTube channels, to uncovering real estate gems and even the janitor who quietly built $8 million.
Exploration teaches you, focus grows you — and behavior is the ultimate wealth-building hack.
I Tried Many Streams — Then Found My Flow
Sometimes, we all need a little pep talk — especially when we’re hustling toward financial freedom.
Between our jobs, side hustles, investments, and that endless stream of “maybe I should try this too,” it’s easy to feel like we’re juggling flaming calculators while sprinting uphill.
This reflection actually came from an activity in a digital marketing certification course I attended.
We were told to ask ChatGPT a few deep questions — and honestly, I didn’t expect much. But the answer that came back hit me right in the soul:
I know — it sounds like a bit of a contradiction coming from me, since my newsletter is about exploring multiple income streams. Guilty as charged!
But here’s the thing: the only way I figured out which few streams to truly focus on was by first exploring different opportunities.
I tested, stumbled, learned, and discovered what actually worked for me.
So yes, that line is absolutely right. You don’t need to do everything — but it’s okay (and even necessary) to be a little adventurous first.
Try things out, get your hands dirty, and then choose the right few that align with your goals, skills, and lifestyle.
That’s exactly what I did.
So if you’re reading this and feeling torn between “doing it all” and “focusing on one thing” like me, remember — exploration is part of the journey, but focus is what gets you to freedom.
To your wealth and beyond (and may your curiosity pay dividends — literally).
Why Your Money Mindset Matters
🧠 Think money can’t buy happiness? Maybe — but the right mindset can at least stop you from crying at your bank balance. Learn how a smart money mindset grows your wealth faster than your paycheck.
40 Creator Economy Stats You Must See in 2025
📊 Creators are everywhere — some making millions, others still hoping YouTube won’t demonetize their cat videos. Check out the stats that show what really pays in the 2025 creator economy.
Leveraging Options for Income: A Smart Investor’s Playbook
💸 Want your portfolio to work harder than you do? Options like covered calls let you earn money while binge-watching Netflix — legally, of course.
My First YouTube Paycheck: Real Numbers, Real Hustle
🎥 Thought small YouTube channels are just for memes and cute dog videos? Think again — here’s my first paycheck and how even tiny channels can make real money (without selling your soul to ads).
Why Industrial & Healthcare Are Today’s Opportunities
🏭 Forget mansions and swanky offices — warehouses and medical offices are the new goldmines. Find out why industrial & healthcare properties are quietly stealing the spotlight in 2025.
Eric Seto Investing Newsletter for people who are looking for a faster retirement. The goal is to make a better return investing in blue chip companies.
📚 THE TOTAL MONEY MAKEOVER
A no‑fluff blueprint for when your wallet needs a full‑on makeover (and yes, that includes the budget too).
🎯 The Big Idea: Financial coach Dave Ramsey lays out a clear, step‑by‑step plan to ditch debt, build savings, and stop convincing yourself “one day” will magically fix your money situation.
💡 Why It Matters: Whether you’ve ever sold your lunch to pay a bill or found a 50‑cent coin on the street and celebrated like you’d discovered gold — this book meets you there. It teaches that real wealth isn’t about earning more, it’s about rethinking what you do with what you already have.
🚀 Action Step: Pick one small money habit you’ve been ignoring — maybe tracking all expenses for one month or making your coffee at home for a week. Then apply one “baby step” from the book (like starting a tiny emergency fund). Momentum comes from doing something, not just thinking about it.
🔥 Hot Take: Think of your finances as a cluttered garage. This book hands you the broom, the boxes labeled “keep,” “donate,” and “trash,” and tells you to start sweeping. Bonus: fewer dust bunnies, more cash lying around.
The Janitor Who Saved More Than Your Boss (and Your Boss's Boss)
He didn’t drive a flashy car, own a business empire, or trade crypto at 3 a.m. Yet when his story came out, even financial pros were stunned.
How did an unassuming janitor quietly build a fortune that put executives to shame? His secret might just change how you think about wealth forever.
Exploration is for discovery; Focus is for riches.
Ditch the frantic hustling, define your "enough," buy the boring real estate.
Realize that behavior is the ultimate wealth-building hack.
P.S. Some links in here are affiliate links for tools and wealth-building products I personally use and love. If you snag something through one of them, you'd score a sweet deal and I'd get a perk—at no extra cost to you. Thanks for helping to keep the potpourri fresh!🍃